Privacy Policy - Disclaimer
Privacy Policy - Important information to keep in mind when visiting our site.
My-Mortgage-Site.com collects no information about you, other than information automatically collected and stored when you visit our web site, unless you choose to provide that information to us. We automatically collect and temporarily store basic information which happens when you browse through any web site, such as: your IP address, the name of the domain you use to access the internet (ex. America Online), the date and time you visited our site and which pages you visited. This information is used for statistical purposes only, in order to help us make our site more useful to our visitors. Unless specifically stated otherwise, no additional information will be collected.
You do not have to give us personal information to use this web site. If you do choose to provide information about yourself, whether through survey, e-mail, form, etc., your information will only be used to respond to the specific nature of your communication. Your information will not be shared with any other parties. It is important remember that when you provide personal information (e.g., last name, address, phone number) in a online posting that this information is visible to anyone, and may be used by someone in a manner unintended by you. For that reason, we at My-Mortgage-Site.com discourage you from posting any personal information on this or any website.
My-Mortgage-Site.com does not disclose, give, sell or transfer any personal information about our visitors, unless required by statute, or law.
Information Logged
This site may log your IP address to help diagnose problems with the web server and to administer this web site. This information is primarily used for general traffic tracking and security.
Cookies
In the course of serving advertisements to this site, our third-party advertiser may place or recognize a unique “cookie” on your browser.
What is a cookie?
A “cookie” is a small file containing a string of characters that is sent to your computer and stored on your hard drive when you visit a website. When you visit the website again, the cookie allows that site to recognize your browser. Cookies may store user preferences and other information. For example, a cookie would be used to store your name and URL when you post comments, so you do not have to re-enter them every time you visit. You do not have to accept these cookies to visit or use this site (although turning cookies off may impair the site’s functionality), and you can choose to refuse the cookies, delete the cookies from your hard drive or turn off cookies at any time by updating your user profile preferences. These cookies do not collect, store or maintain any private, personally identifiable information.
Additionally, WordPress Software uses browser cookies to keep track of which messages you have read, and other information about your session.
Third Party Advertisements
We use third party advertising companies to serve ads on My-Mortgage-Site.com in order to help support our site. These advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers information (not including your name, address, email address or telephone number) such as your IP address, your internet service provider, the browser you used to visit our site, and in some cases, whether you have Flash installed. The information is basically used for geotargeting purposes (showing ads closest to your physical location) or for showing certain ads based on specific sites visited (such as showing sporting goods ads to someone who frequents sports related sites). If you would like more information about this practice and would like to know your options in relation to not having this information used by these companies, the visit Network Advertising Initiative.
Again, you can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in your internet security program (if you have one) , however, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.
Google and the DoubleClick DART cookie:
Google AdSense ads may appear on some of our pages. Please be aware that….
* Google, as a third-party vendor, uses cookies to serve ads on this site.
* Google’s use of the DART cookie enables it to serve ads based on your visit to this site and other sites on the Internet.
* You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy. Click here.
Visit DoubleClick/Privacy for more detailed information about DoubleClick Cookies.
External Links
This site contains links to other web sites. We are not responsible for the privacy practices or the content of any other site.
We do not require any information from you (not even a user name or password) in order for you to use this site. We do not sell any information from our site to any outside party. If anything comes to your attention which could potentially be a violation of this policy, please let us know immediately so that we can investigate it and try to correct it.
We reserve the right to make changes to these policies and encourage you to review the privacy policy frequently. By continued use of this website, you agree to accept these terms and any changes.
Links to other websites
Our website may contain links to other websites of interest. Once you use such links to leave our site, you should be aware that we do not have control over that other website and are therefore not responsible for the protection and privacy of any information you provide while using any such site, as they are not governed by this privacy statement. You should view the privacy statement applicable to the website you visit.
Server Logs
As with every other web site, our servers automatically record the page requests made when users visit our sites. The server logs typically include your web request, (IP) Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.
Following is an example of a typical server log entry where the search is for “removing red wine stains”, followed by a breakdown of its parts:
123.45.67.89 - 03/Mar/2008 10:12:31 - http://www.google.com/search?hI=en&q=removing+red+wine+stains&btnG=Search &met – Agent: Mozilla/4.0; MSIE 6.0; Windows NT 5.1; SV1
123.45.67.89 is the Internet Protocol address assigned to the user by the user’s internet service provider (depending on the user’s service, a different address might be assigned to the user every time they connect to the Internet)
03/Mar/2008 10:15:32 is the date and time of the query;
http://www.google.com/search?hI=en&q=removing+red+wine+stains&btnG=Search &met is the requested URL, including the search query;
Mozilla/4.0; MSIE 6.0; Windows NT 5.1; SV1; is the browser and operating system being used.
DISCLAIMER
This website is for general informational purposes only. Products and/or services provided by any company or individual that you may access from My-Mortgage-Site.com are beyond our control. This site contains links to other web sites. My-Mortgage-Site.com is not responsible for the privacy practices or the content of any other site. Any web sites linked to or from My-Mortgage-Site.com, or products/services listed herein are not affiliated with My-Mortgage-Site.com. You acknowledge that any reliance upon any advice, opinion, recommendation, statement or other information displayed or distributed through My-Mortgage-Site.com is at your sole risk.
My-Mortgage-Site.com does not assume any responsibility for the accuracy, completeness, or usefulness of any content presented on this website. Content may or may not reflect the present views of the blog’s author, and does not necessarily reflect the view of any party affiliated with the blog’s authors. The Content should not be construed as offering legal, financial or other advice. We at My-Mortgage-Site.com do not make any recommendations or endorsements of the views contained in any comments to the content made by third parties. By using this site, you acknowledge and agree that this blog/website is provided on an “as is” basis for general informational purposes only. We at My-Mortgage-Site.com disclaim all liability for the products or content of any third party websites included in this website.
Regarding the PMMS® data shown on this site - it is provided “as is,” with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user’s sole risk. In no event will Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
Contact Us
If you have any additional questions or concerns about our privacy policy, please contact us by emailing contact(at)My-Mortgage-Site.com. Replace (at) with @.
If for any reason you receive an email from us and you do not want to receive e-mails from us in the future, please let us know by emailing the above address.
Last updated 03/20/09.